What effects do matched Individual Development Account programs have on the mental and physical health of low-income Americans?

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In a study evaluating matched Individual Development Account (IDA) initiatives no significant, long-term effects were found. Individuals in the IDA program did not experience a significant improvement in their mental or physical health, as compared to controls, potentially because the matching amount was relatively small. Further evaluation is needed. Incentives of varying amounts should be tested to determine whether larger matches might yield better outcomes.